How to Develop a Credit Risk Model and Scorecard

A walkthrough of statistical credit risk modeling, probability of default prediction, and credit scorecard development with Python

Asad Mumtaz
Towards Data Science
17 min readAug 13, 2020

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Photo by Lum3n from Pexels

We are all aware of, and keep track of, our credit scores, don’t we? That all-important number that has been around since the 1950s and determines our…

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A finance professional by education with a keen interest in data analytics and machine learning. www.finltyicshub.com