A Gentle Introduction to Credit Risk Modeling with Data Science — Part 2

Understanding how borrowers financials affect credit risk

Rafael Pierre
MLOps How To
Published in
9 min readJul 15, 2018

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“You are the Ninja Generation. No income. No job. No Assets.”

In our last post, we started using Data Science for Credit Risk Modeling by analyzing loan data from Lending Club.

We’ve raised some possible indications that the loan grades assigned by Lending Club are not as optimal as…

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